This page details programs that offer Tax help, financial services free & at a discount to qualifying clients, as well as services that assist clients in preparing taxes and paying bills.

Please be advised: the Everett Social Services listed in the Everett Helplink index do not constitute an endorsement by our website, nor are they a guarantee of the services listed on those pages.

Free Tax Help

United Way of Snohomish County offers Free Tax Preparation Services to families and individuals who earn less than $66,000. In partnership with the IRS as part of their Volunteer Tax Assistance Program (VITA), United Way’s Free Tax Prep is designed to ensure that residents receive all the tax credits and deductions for which they are eligible.

If your household earned less than $66,000 in 2018, you can file both your federal and state returns for free using This is the only free, national, online tax filing product offered by a nonprofit. United Way has made it available to over 100 million U.S. taxpayers.

Free financial advise & information

This site provides information about a wide range of financial consumer related topics like: credit reports and scores, deposit accounts and deposit insurance, foreclosure / bankruptcy / debt collection, identity theft / frauds and scams, and loans. This website helps consumers with complaints about financial institutions and directs users to the appropriate agency for help. They also respond to consumer questions about federal consumer protection laws and regulations. 

Nerd wallet is a free tool that helps consumers make and manage financial decisions by comparing various products available from various banks and insurance companies. Users can research the most-fitting credit card offers, cd rates, savings and checking accounts, insurance, and other financial products.

(WHRC) is dedicated to educating and empowering current and future homeowners in Washington State. The offer a website, hotline, and portal where you will find resources for first-time homebuyers, current homeowners, and homeowners who may be facing foreclosure. Through that portal, agency partners within the state will be able to view a client’s profile in order to better assist them.

Debt consolidation and credit counseling services

The organizations in this section provide debt consolidation and credit counseling services. There are hundreds of these services operating in the U.S., and the highest rated agencies are listed below.

This organization is a financial education and credit counseling agency that helps clients find debt solutions. It offers a broad spectrum of education and counseling resources to help consumers with debt management, credit counseling, and personal finance education. 

Clearpoint provides consumers with budget, credit, debt, and housing advice. It assists consumers in identifying the causes of their individual financial concerns, and helps them to make a plan to address them. Services are available by phone, internet, and in-person counseling. 

Personal Finance apps & services

The apps and online services in this section provide low cost money management and budging help. 

This is a free app that enables users to join and secure all of their financial accounts so that they may:  keep track of spending, get bill reminders, receive free credit scores, develop a budget, receive personalized pointers on saving money, and avoid fees. 

YNAB stands for You Need a Budget. This online app helps users learn about personal finance while modifying spending. The software encourages users to think ahead for expenses, break them down month-by-month, and limit spending to money earned at least 30 days prior. The service costs $5 per month, or $50 per year to use, and there is a 34-day free trial. It is free for 12 months for students. 

This is an online personal finance tool that provides free tools for: tracking expenses and income, spending trends, analyzing credit card debt repayment options, determining financial goals, and budgeting money. 

Low-Cost Micro Investing services

This app rounds up users purchases on linked credit or debit cards, then sweeps the change into a computer-managed investment portfolio. This approach is not for major saving goals like retirement, but it is a useful tool to save more. Acorns is free for four years for college students with a valid .edu email address. Other investors pay $1 a month until their account balance hits $5,000, then 0.25% of their account balance per year. Every dollar invested is automatically diversified across 7,000 stocks and bonds to help improve a return while reducing risk.

This app is designed to encourage users to save by evoking lotto games. As users start saving money in a Long Game account, they will earn chances to play lottery-like games. These include spinning a wheel, flipping cards, and Omega millions, the app's version of Powerball. Each week, users will have a chance to win a million dollars. Unlike the lottery, users never lose money. Each penny of savings that goes into the free savings account stays there, is FDIC-insured, and earns up to 10 times the interest rate of a traditional bank. This app is free.

Stash is an app that aims to simplify investing for beginners by offering the opportunity to invest in “themes” based on risk tolerance and goals as well as interests and values. The themes are exchange-traded funds repackaged with easy-to-understand names. Stash is not a robo-advisor — it won’t rebalance or manage investments for users — but is a tool to guide investors through the process of selecting investments. The first three months are free, and the beginning charge per account is $5.